Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up-to-date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment or even finding a job.
But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation quickly and easily, explaining the necessary steps in plain English.
- Avoid overspending
- Establish a realistic budget
- Build a financial cushion
- Get mistakes on your credit report fixed
- Avoid credit discrimination
The Foreclosure Survival Guide
Foreclosures climbed a record 81% in 2008, with over 860,000 families losing their homes. In 2009, an additional 3 million foreclosures are predicted as temporary postponements end and homeowners are increasingly incapable of paying the mortgage during this brutal recession.
If you're having trouble making your mortgage payments or are already in jeopardy of foreclosure, The Foreclosure Survival Guide compassionately gives you the practical information you need, step by step.
- Evaluating factors and risks when determining whether to stay in your home
- Staying in your home payment-free while saving money
- Using Chapter 13 bankruptcy to save your home
- Get mistakes on your credit report fixed
- Utilizing "last resort" strategies if all else should fail
The New Bankruptcy
Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy.
Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems. Find out:
- if you quality for Chapter 7 bankruptcy
- how Chapter 13 repayment plans work
- which debts are wiped out
- if you can keep cars and other property
- how bankruptcy affects credit
The Small Business Start-Up Kit
Many people dream of running a business of their own -- but often don't know how to start. Sound familiar? This book can help.
User-friendly and loaded with tips, The Small Business Start-Up Kit shows you how to launch a business quickly, easily and with confidence. It explains in plain English how to:
- choose the best business structure
- write an effective business plan
- file the right forms in the right place
- manage your finances
- be prepared for, and file, required taxes
The eBay Business Start-Up Kit
The eBay Business Start-Up Kit is packed with in-depth information and practical advice to help you get your eBay business up and running quickly and easily. Best of all, it features an interactive CD-ROM that makes setting up shop on the web's leading commerce site a cinch.
No more trolling the Internet, or digging through millions of web-sites. You can turn to either the book or the disk to quickly look up how to:
- list items and become a "PowerSeller"
- find auction-management tools
- pick a business structure
- keep essential records
- ship items, handle returns and issue refunds
Home Business Tax Deductions
Tax deductions are essential to any business, but even more so when your office is also your home. Don't spend thousands on an accountant -- turn to Home Business Tax Deductions and do it yourself!
Home Business Tax Deductions will help you write off:
- your home office
- start-up and operating expenses
- vehicles and travel
- health insurance and medical bills
- inventory
Stopping Identity Theft
Over 8 million Americans have their identities stolen each year. Most don't find out until it's too late, only realizing their predicament once their bank accounts have been emptied or their credit rating has been destroyed. And you don't even have to be an adult to be at risk -- over half a million children are the victims of identity theft each year.
Protect yourself and your children against America's fastest-growing crime with Stopping Identity Theft, written by identity protection expert and TrustedID CEO Scott Mitic. You'll get ten simple, action-oriented protection plans for limiting the vulnerability of your personal information in any risky situation.
Get the facts from a leader in identity theft protection, including:
- why shopping in sotres can be riskier than shopping online
- how to spot scammers in any situation - online or on the phone
- how to build a social networking profile without being the victim of fake "friends"
- why old-fashioned checks can be the riskiest way to pay for something
- how to protect your identity while you travel
The Busy Family's Guide to Money
Most of us are so busy living our day-to-day lives we don’t always have time to think through important financial decisions.
Written by top USA TODAY personal finance columnists Sandra Block and John Waggoner and reporter Kathy Chu, The Busy Family’s Guide to Money cuts to the chase with real, practical financial solutions - fast. Learn how to rework the family budget or shop around for the best college savings account and get a handle on the most pressing financial issues your family faces.
The book covers concise, sensible information on how to:
- discuss money with a spouse
- create a budget the family can stick to
- get the best mortgage
- take control of debt
- get the most out of healthcare
System Requirements
- Windows XP/Vista or MAC OS X 10.2 or higher
- 90 MB hard disk space
- Adobe Acrobat Reader
